5.95% * APR with AutoPay
*AutoPay discount is only available prior to loan funding. Rates without AutoPay are 0.50% points higher. Excellent credit required for lowest rate. Rates range from 5.95% – 19.99% APR w/ AutoPay.
Low rates. Great service. That’s Loans Made Easy.
Finance any medical expenses, at a low interest rate.
When you have good credit, you deserve a low-interest, fixed-rate loan. You can be confident that’s what you’ll get with BCS Lending, because we back our low rates with our Rate Beat Program.
No collateral, no fees, no home equity requirements.
The unsecured BCS Lending loan has no fees or prepayment penalties. There are also no appraisals or home equity requirements.
Straightforward and private.
Getting a loan should be a no-hassle experience. That’s how we’ve designed it: the easy and convenient way to fund practically any medical expense.
Experience the refreshingly simple BCS Lending loan.
Check your rate, then apply from your smartphone, tablet or computer, and get a low rate on our virtually paperless loan, from $5,000 to $100,000.
It’s easy to find your rate.
Annual Percentage Rates (APR)

Loan terms:
- Rates quoted with AutoPay option. Invoicing option is 0.50% points higher.
- Fixed rate, simple interest fully amortizing installment loans, no fees or prepayment penalties.
- Loan proceeds may not be used to refinance any existing loan with BCS Lending.
- Florida loans subject to Documentary Stamp Tax. The tax amount is not included in the quoted APR.