5.95% * APR with AutoPay
*AutoPay discount is only available prior to loan funding. Rates without AutoPay are 0.50% points higher. Excellent credit required for lowest rate. Rates range from 5.95% – 19.99% APR w/ AutoPay.
Low rates. Great service. That’s Loans Made Easy.
Control your financial destiny.
Control means knowing exactly what your single monthly payment will be, and when it’s going to end. That’s the power of a low-interest, fixed-rate BCS Lending loan from $5,000 to $100,000. Unlike credit card payments, for example, your BCS Lending loan payment is never going up, so you can budget more precisely, with no surprises.
You can expect a fantastic rate.
Our rates are extremely competitive. Plus, there are no appraisals, pre-payment penalties, home-equity requirements or fees. You can be confident you’re not over-paying on interest, because we back our low rates with our Rate Beat Program.
We can fund your loan as soon as the day you apply.
You’re in control of the loan process with BCS Lending. You choose your funding date, and you can even have funds deposited into your account as soon as the same day you apply.
Experience the refreshingly simple BCS Lending loan.
Check your rate, then apply from your smartphone, tablet or computer, and get a low rate on our virtually paperless loan, from $5,000 to $100,000.
It’s easy to find your rate.
Annual Percentage Rates (APR)

Loan terms:
- Rates quoted with AutoPay option. Invoicing option is 0.50% points higher.
- Fixed rate, simple interest fully amortizing installment loans, no fees or prepayment penalties.
- Loan proceeds may not be used to refinance any existing loan with BCS Lending.
- Florida loans subject to Documentary Stamp Tax. The tax amount is not included in the quoted APR.