ABOUT US

An Online Consumer Lending Division of Beachfront Credit Services

Welcome to BCS Lending! We are a national online consumer lending division of Beachfront Credit Services, the flagship subsidiary of Beachfront Credit Services, one of the nation’s leading financial services companies.

We believe that consumers who have established good credit have earned the right to a simple loan process and excellent rates.

BCS Lending delivers a revolutionary loan experience that allows customers to focus on their purchase, rather than on their financing. With our innovative lending products and proprietary technology, consumers with strong credit profiles can receive highly competitive, fixed rate financing via an easy, fast and virtually paperless loan process. From the convenience and comfort of their computer or mobile device, customers can apply, be approved, sign their loan agreement and receive their funds, as soon as the same day of their application.†

Our customers tell us it’s quite amazing! And we’re so confident of our loan process that we provide a $100 guarantee that your loan experience will be your best, ever. Consider the possibilities. Finance your home improvement projects even if you don’t have equity in your home or prefer not to use it. Purchase any auto and have the power to negotiate as a cash buyer. Refinance existing loans at a better rate. Finance an engagement ring, wedding celebration and a honeymoon! Plan a family. Pay Pre-K through Grade 12 private school tuition. Buy the timeshare you’ve dreamt about. Take off on your boat, RV or motorcycle to places you’ve always wanted to go. With a BCS Lending loan, it’s as easy as 1-2-3!

A fixed rate loan for practically anything.

BCS Lending offers a unique lending solution that allows customers with strong credit to borrow funds for purchases that had previously required collateral, or that fall into categories where few or no loan options exist. With fixed competitive rates and flexible terms, a BCS Lending loan for $5,000 to $100,000 can be delivered directly to a borrower’s bank account, often as soon as the same day.† There are no fees or charges, nor penalties for early payment.

You’ll find that your BCS Lending loan is cost-efficient, offered at a competitive rate, and in an environmentally friendly manner that is virtually paperless!

Apply today, we guarantee you won’t be disappointed.

A BCS Lending loan can be used for:

  • Car Loans & Refinance Loans
  • Home Improvement Loans
  • Pool Loans
  • Timeshare Financing & Vacation Ownership Loans
  • Boat Loans & Aircraft Financing
  • Fractional Loans
  • IVF Financing
  • Jewelry Financing
  • Medical & Dental Financing
  • Adoption Financing
  • PreK-12 Education Loans
  • Horse Loans  and almost anything else!
Rate Beat Program

BCS Lending will offer a rate .10 percentage points lower than the rate offered by a competing lender subject to satisfactory evidence being provided that you were actually approved for a lower rate with another lender for the same loan terms offered by BCS Lending by no later than 2 p.m. Eastern time one business day prior to loan funding. The Rate Beat Program excludes secured or collateralized loan offers from any lender and the competitive offer must be generally available to any customer with a similar credit profile. Terms are subject to change at any time.

Loan Experience Guarantee

After receiving your loan from us, if you are not completely satisfied with your experience, please contact us. We will email you a questionnaire so we can improve our services. When we receive your completed questionnaire, we will send you $100. Our guarantee expires 30 days after you receive your loan.

We reserve the right to change or discontinue our guarantee at any time. Limited to one $100 payment per funded loan. BCS Lending and Beachfront Credit Services teammates do not qualify for the Loan Experience Guarantee.

Loans Made Easy